Free home cost calculators
Know what it costs before the contractor tells you.
Honest price ranges for home upgrades and repairs, with every assumption shown. Plug in your home, get a number you can take to a quote.
100% freeno sign-up, no sales calls
Ranges, not guessesequipment + labor broken out
Transparentevery formula explained
Popular calculators
All calculators →❄️
Mini-Split Cost Calculator
Size a ductless system in BTU and see the installed price range for your home.
Calculate →🔥
Water Heater: Repair or Replace?
Enter age, type and repair quote — get a clear repair-vs-replace verdict.
Calculate →♨️
Heat Pump Payback Calculator
Estimate yearly savings and how many years a heat pump takes to pay for itself.
Calculate →🏠
Coming soon Roof Replacement Cost
By roof size, pitch and material.
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Coming soon Solar Panel Payback
System size, local sun and incentives.
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Coming soon Window Replacement Cost
Per-window pricing by frame type.
Why use Cost of Owning
🧮 Your numbers, not averages
Every estimate adjusts to your home's size, climate and condition.
🔍 Nothing hidden
We show how each figure is built, so you can check it against real quotes.
🚫 No lead forms
We never sell your details to contractors. Use the tools anonymously.